FREE Business Checking

Union Bank & Trust Company provides small businesses with free checking accounts, nonprofit checking accounts, and the UB&T business debit card. We love to provide small businesses with a way to manage their finances easily and efficiently in order to help them succeed.

Simple and easy to manage, this is the right account for a business.

  • No monthly service fee
  • No minimum balance requirement
  • No charge for items deposited
  • No charge for checks written
  • No charge for coin or currency orders
  • Free online monthly statements
  • Business debit card
  • Online Banking and Bill pay:
    1.  View account balances and transaction history
    2.  Transfer funds between accounts
    3. View check images and deposit tickets
    4. Export your account data to Quicken or QuickBooks
    5. Pay billsBusinesses can also have a business loan or business VISA card at UB&T.

From UB&T’s consumer online banking you can obtain your monthly statements, check images and daily transactions, make transfers between accounts and even pay your bills.

For businesses interested in creating ACH and/or wire files, please ask your Personal Banker about Business Online Banking.

Non-Profit Checking

Non-Profit Groups and Organizations can enjoy free checking with UB&T. The monthly statement is delivered through online banking.

Ask our Personal Bankers for details.

UB&T Business Debit Card

Avoid the hassle of writing checks by having a UB&T Business Debit Card. This is a dual purpose card, meaning you can make purchases at any merchant that accepts MasterCard or you can use your check card to obtain cash at all automated teller machines (ATM). Check card transactions are automatically deducted from your UB&T checking account. Transactions will appear on your monthly statement. UB&T is part of Wisconsin’s ATM Access, the largest surcharge-free network. For a listing of participating ATM locations visit www.atmaccess.net. Notify the bank if you will be traveling out of the area to put a travel alert on your account.