Our Benefits for Your Employees

UB&T at Work is a suite of benefit and special offers for your employees.

  • Checking with payroll direct deposit
  • No monthly minimum balance requirement
  • No monthly service fee
  • Write up to 25 checks monthly for free
  • Free Debit Card
  • E-Statement to save a tree!
  • Free Online Banking and Bill Pay
  • Check Credit – a line of credit for your checking account, just in case you have an overdraft or payday is an extra day away. Subject to credit approval. Annual fee of $50 is waived the first year.
  • $100 Discount of Closing Costs on a home mortgage or equity loan.
  • A quarter percent discount on a consumer loan (auto, boat, snowmobile, etc.) with automatic payment from your UB&T checking or savings account.
  • A quarter percent bonus on the interest rate of a certificate of deposit (limited to one certificate of deposit account per year).
  • Free consultation for retirement or financial planning*
  • Free insurance analysis*

Employee Benefits

We can offer help with one of your largest expenditures, employee benefits. Our Financial Services Center** is contracted with more than 25 different insurance companies to provide group health, life and disability coverages for you and your employees. Other services include flexible spending accounts, health reimbursement arrangements and wellness programming. Visit www.fscinvest.com for more information.

* Not all investment products are FDIC insured; Non-Deposit Investment Products (NDIPs) are not a deposit or other obligations of, or guaranteed by, Union Bank & Trust Company; Non-Deposit Investment Products (NDIPs) are subject to investment risk, including possible loss of principal amount invested.

**SII Investments, Inc. member FINRA, SIPC and a Registered Investment Advisor, is not affiliated with Union Bank & Trust Company or Financial Services Center. Securities and advisory services offered through SII Investments, Inc. are: NOT INSURED BY FDIC OR ANY FEDERAL AGENCY, MAY LOSE VALUE. NO BANK GUARANTEE.